3 Things Every Executive Should Do When Negotiating Compensation
For C-suite executives, contemplating a job offer (or a promotion within an existing company) is about more than just weighing salary and title. Myriad factors can play into executive compensation: stock options, restricted stock units, long-term incentive plans, vesting schedules, insurance benefits, restricted covenants and releases. The list goes on. While most executives are rightfully
How to Create a “Stretch” IRA Lifetime Income For Your Family While Also Benefiting Charity
IRA owners are seeking alternative ways to incorporate tax effective giving strategies into their estate plans. One way to maximize a gift to a beneficiary, while also benefiting a charity of choice, is by using a Charitable Remainder Trust (CRT).
Debunking the Myth on Withdrawal Rates
Although the financial industry tells us that 4% is the appropriate rate of withdrawal from a retirement fund, this oversimplification may result in almost 20% of retirees running out of money. An historical look at the bond market shows why applying a 4% rate of withdrawal will be disastrous to many retirees.
New Rules for Retirement – How Much You Can Spend.
How much can you withdraw from your retirement funds? Barron's publication gives us formulas and strategy on fixed and discretionary spending vs. guaranteed fixed income in your portfolio.
Social Security and your ex-spouse. How to put more money in your pocket.
There are lots of rules and regulations when applying for social security. However, benefits from a former marriage can put more money in your pocket if done right. Sharon Olson discusses what you should know to make the most when collecting Social security on your ex-spouse’s work record.
Can’t Stocks and Bond Yields Just Get Along?
Surging bond yields have not spooked stock market investors.