Wall Street Journal: 20 Ideas for Adjusting Your Stock and Bond Portfolio
Olson Wealth Group founder, Sharon Olson, CFP®, CEPA, shares her perspective in The Experts section of The Wall Street Journalregarding 20 Ideas for Adjusting Your Stock and Bond Portfolioon how to manage your portfolio in these volatile markets. #wealthmanagement #olsonwealthgroup By Cristina Lourosa-Ricardo Updated Aug. 7, 2022 6:00 am ET Is it time to rethink the percentage of stocks you hold in
Going into the Second Half of the Year, We Remain Optimistic.￼
Over the last week, the markets have delivered extreme volatility, with the S&P 500 Index approaching bear market territory as it flirts with a peak to trough decline of almost 20%. The concerns that have contributed to the poor start are well-known. Historically high inflation, supply chains disruptions, China in another lockdown, geopolitical concerns, an
How to Create a “Stretch” IRA Lifetime Income For Your Family While Also Benefiting Charity
IRA owners are seeking alternative ways to incorporate tax effective giving strategies into their estate plans. One way to maximize a gift to a beneficiary, while also benefiting a charity of choice, is by using a Charitable Remainder Trust (CRT).
Electing to roll over your 401(k) while keeping your company shares intact is allowed under the IRS’ net unrealized appreciation (NUA) rules.
Tax-Free Planning for the Charitably Minded
Recent changes in tax laws have resulted in important provisions that have created unique and unprecedented opportunities for charitable minded investors.
Will funds be there when you need them?
Today we are highlighting four timely topics related to 529 plans and the economic environment: time horizon, left-over 529 funds, tax considerations for college refunds and qualified apprenticeship training programs
Before anyone makes sudden shifts in their asset allocation strategies based on recent market actions, we believe it is important to keep the following points in mind...
The SECURE Act of 2019 Brings Significant Changes to Retirement and Financial Planning.
President Trump signed The Setting Every Community Up For Retirement Enhancement Act of 2019 (The SECURE Act) into law on December 20th, 2019. The thirty-one sections of legislation came at long last through bipartisan efforts throughout 2019, and they include some key changes to decisions, rules, and elections relating to how pre-tax accounts play into retirement income and other financial planning.
Cash Balance Pension Plans: A step up from 401(k)
Cash balance pension plans have seen a rebound in popularity as small businesses and professional groups seek a balance between sometimes competing desires to attract new employees, supplement benefits for senior executives and owners, and minimize tax and benefit expenses. Most often used as a complement to defined contribution arrangements such as 401k and profit sharing plans, properly designed cash balance plans provide a greater degree of flexibility and potentially much greater tax benefits. From both a short- and long-term standpoint, it may be an option worth exploring.
529 College Saving Plans Now Includes Private Elementary and High School Tuition.
Under current tax laws, ‘Superfunding’ a 529 college saving account allows you to make five years of contribution ( 5 X $15,000 = $75,000) at one time while still qualifying for the annual gift tax exclusion.
Don’t try to time the market – Stay Invested!
Timing the market like a 50/50 coin toss is risky and a gamble we urge our clients to avoid. Here's why...
Favorable Short Term Interest Rates
If you have a large amount of money sitting in a checking or other low-interest account, you may be surprised to find out just how much more income you could realize by exploring other options.
Market Volatility can be a Learning Lesson.
The volatility we experienced in December challenged investors to understand their personal truth around risk and investment principles. As a wealth manager over multiple market cycles, I have found the following investor traits bring greater clarity to financial and investment decisions.
Olson Wealth Group provides a candid look at the 2018 Market.
The Passive Pendulum. Tips to Know When to Swing.
The proliferation of low-cost exchange-traded funds (ETFs) has created an upheaval in the investment marketplace. We look below the surface that lead serious investors to whisper concerns about an over correction. Will you be ready?
Tips for Avoiding the Top 20 Common Investment Mistakes
When learning how to invest, it is important to learn from the best, but it also pays to learn from the worst.